Through its Best Buy partnership, members can also redeem Alliant Rewards for almost anything the retail giant sells. Alliant is offering a sign up bonus of 20,000 points (worth $200) on their Visa Platinum Rewards card. Alliant Visa Platinum Rewards; Benefits. Application Link Alliant Visa Platinum Rewards Benefits 5k offer: earn 5,000 points after you make at least $500 in purchases within the first 90 days…. And while there’s an annual fee of $99, they are waiving it for the first year of card membership. Here is the eligibility for becoming a member of Alliant. by FMconseils January 14, ... With a purpose to end the applying course of for an Alliant bank card, you need to be part of Alliant Credit score Union. Stay tuned! A FICO score/credit score is used to represent the creditworthiness of a on purchases and balance transfers that you have the card (more on that later).. The card comes with no annual fee to keep the account open and an introductory interest rate between 0 percent and 5.99 percent for the first 12 months. The Alliant Visa® Platinum Rewards Credit Card is an excellent choice for those looking for rich, flat-rate rewards and a $0 annual fee. All Rights Reserved. If you’re not eligible in some other manner, you’ll be able to grow to be … The Alliant Cashback Visa Signature Credit Card offers exceptional cash back rewards, premium travel perks, and no foreign transaction fees. Up to $10,000 in monthly purchases will earn 2.5% cash back. HT: DoC/MyFICO. You’ll get 5,000 bonus points after your first card use, and 2X points per dollar for all of your card purchases. With an intro APR as low as 0%, no annual fee and free balance transfers, Alliant Visa® Platinum Card can help get you out of debt. This opens up both the rewards bonus and zero-or-low-interest introductory rate to a wide field of applicants, making it our choice for the best low-interest APR credit card from a credit union. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Truly everybody may be eligible. Deposits, withdrawals (including international withdrawals! This is another 2% cash back no annual fee card, similar to Citi Double Cash (DC) (MasterCard), Fidelity Rewards (Visa), and Synchrony PayPal Cashback (Mastercard). A hard credit inquiry happens when a potential lender checks your credit to determine whether or not you qualify for a loan and at what rate. Passive income ideas to help you make money, Home equity line of credit (HELOC) calculator, Best age for Social Security retirement benefits, COMPARE THE BEST BALANCE TRANSFER CREDIT CARDS, Privacy policy / California privacy policy, Earn 5,000 bonus points after spending $500 or more in qualifying purchases during the first 90 days, Automatic Cashback Match for the first year, $200 cash bonus after spending $500 on purchases within the first three months, $200 cash bonus with this card when you spend $500 on your card within three months, 2X points for every $1 spent on qualifying purchases, 5% cash back after activation on rotating categories each quarter (up to $1,500 in purchases, then 1%); 1% for all other purchases, Unlimited 1.5% cash back on all purchases, 5% cash back on Lyft purchases (through March 2022); 5% cash back on travel purchased through Chase Ultimate Rewards; 3% back on dining; 3% back on drugstore purchases; 1.5% cash back on all other purchases, 0% to 5.99% APR on purchases and balance transfers in the first 12 months, Low-interest offer for purchases and balance transfers, Options for consumers at various credit levels (680-740 credit score), Easy-to-use rewards with unlimited earnings, Promotional period is shorter compared to other cards in the category, Fewer additional benefits than other cards in the category. The Alliant Visa® Platinum Rewards Credit Card is a good option if you’re interested in a card from Alliant but want to earn rewards on purchases. Earning Rewards. Old post: Alliant offers the Platinum Rewards Card, this offers 2x points per $1 spent. The prices change as items go on sale, making the catalog actively dynamic. When reviewing applications, Alliant conducts a “soft credit check,” which won’t affect your credit or credit score. The Alliant Visa® Platinum Rewards Credit Card gives you double reward points for every dollar you spend, with no limit to the points you can earn. Alliant members looking for a versatile rewards credit card will enjoy the Alliant Visa Platinum Rewards Credit Card. 86 Plus, you can earn additional points through exclusive online and in-store offers from top retailers. Although you can get gift cards at a value of 1 cent per point, the nominal redemption fee slightly devalues your rewards. Your Way. Editor’s Note: Targeted members are eligible to earn 20,000 bonus points when they apply for the Visa Platinum Rewards. Alliant Credit Union Visa® Platinum Rewards Credit Card has lower than average purchase APRs. If the points go unused, they will expire after five years on a rolling “first-in, first-out” system. You will probably be given a 0% introductory rate for 12 months. If you need to change your flights or cancel a hotel reservation, you are at the mercy of the rewards program to request new flights and get travel credits toward future trips. We will remove it from the You should expect this offer through email if you are targeted with the subject line “, your exclusive credit card offer”. Although the points are unlimited, they do come with a shelf life. Earn 2x points on everything. It has foreign transaction fee, so it's not a good choice outside the US. You’ll get 5,000 bonus points after your first card use, and 2X points per dollar for all of your card purchases. We have temporarily stopped taking applications while we work on an exciting new set of benefits and features. Thank you for your interest in an ABOC Platinum Rewards Card! Bankrate.com does not include all companies or all available products. The devaluation is reversed. ), transfers, or balance inquiries made using an Alliant Checking or Teen Checking debit card are eligible for our ATM fee rebate, up to $20/month. The Alliant Visa® Platinum Rewards Credit Card offers simple, flat-rate rewards on all of your spending: 2 points per dollar spent on all purchases. What makes the Alliant Visa Platinum Rewards so appealing is its overall lack of fees. Editorial Disclosure: Opinions expressed here are the author’s alone, and have not been reviewed or approved by any advertiser. Alliant Credit Union Visa® Platinum Credit Card has a variable purchase APR that ranges from 10.24% up to 22.24%. ABOC Platinum Rewards Mastercard® Coming soon! Good to Excellent Credit Recommended (670-850) ... CreditCards.com credit ranges are derived from FICO® Score 8, which is one of many different types of credit scores. There will not be a hard pull for joining the credit union. The Alliant Visa Platinum Rewards combines solid returns with a lower interest rate and is available to a wide range of consumers. The card also comes with a no-interest or low-interest introductory offer for both new purchases and balance transfers. Rewards members can also redeem their points for event tickets. The Alliant Visa® Platinum Rewards Credit Card combines the low interest rates of a credit union with the gains of a rewards credit card. Based on creditworthiness, new cardholders can get an introductory APR of between 0 percent and 5.99 percent, after which a standard variable interest rate between 13.24 percent and 23.24 percent will apply. With a purpose to end the applying course of for an Alliant bank card, you need to be part of Alliant Credit score Union. According to the program terms, you do not earn points for spending on cash advances, convenience checks, PIN-based purchases or “fees paid for prepaid and reloadable cards such as certain gift cards, or payments made for payment instruments that can be readily converted to cash,” which includes money orders or traveler’s checks. If you find any information incorrect or expired, please contact us immediately. For this reason, we don’t recommend exchanging them for merchandise. Why it's one of the best platinum credit cards to get: The Alliant CU Visa® Platinum Rewards Card may at first appear to offer rather modest rewards. If you decide to receive a gift card over a cash reward, you’ll pay a nominal fee for redemption. 2021.1 Update: The points are devalued from 1 cent/point to 0.66 cents/point! New cardholders who spend $500 within 90 days of opening an account receive an initial bonus of 5,000 points, worth about $50. If you already have an ABOC Platinum Rewards account, you can continue to … The card features an annual fee of $99, which Alliant waives for the first year. In the event you get in an accident in your rental car or somebody breaks into it, you can file a claim for the damage with Visa. Alliant will rebate ATM fees up to $20 per month per membership account when you use your Alliant checking account Visa debit card to make a deposit, withdrawal, transfer or balance inquiry. Disadvantages A true cashback card: 2.5% cash back84 with no categories to track. The best way to use them is for cash rewards or statement credits at a value of 1 cent per point. At … Check the bank’s website for the most current information. When you use the points for travel, cash back or gift cards, the welcome offer is worth $50. Between unlimited rewards and a very low introductory interest rate for purchases and balance transfers, this card offers points toward cash back or travel while helping new cardholders pay off higher balances from other cards. If you don’t qualify as a business or organization partnered with Alliant or you’re not an immediate family member of someone with an Alliant account, you can join by becoming a member of Foster Care to Success. Terms Apply), AmEx Gold Review (75k Best Ever Offer! While you can’t convert the points directly to cash, you can use them toward cash rewards in three different ways. The offers that appear on this site are from companies from which Bankrate.com receives compensation. After that, or if you do not qualify for the introductory The Alliant Visa® Platinum Credit Card has a decent introductory rate that applies to both purchases and balance transfers. This website uses cookies to improve your experience while you navigate through the website. If you have a big purchase in mind instead of a balance transfer, another card may offer you a longer 0 percent interest payoff runway with bonus categories to earn more rewards. This insurance is secondary to any coverage you may already have, meaning you may have to file with your car insurance company first. Alliant Visa Platinum Rewards Card Review 2021.2 Update: The points are worth 1 cent/point again. With low-interest introductory offers and points that you can exchange for one cent each, there are a lot of upsides that come with this card—from everyday spending to paying off big purchases at a lower interest rate. The points can be exchanged through the Alliant Rewards Catalog for travel rewards, cash back, gift cards or electronics. You must book both airfare and hotels at least three days in advance, and using points toward flights or rooms is final. Alliant Platinum Rewards Points Reduced In Value I recently learned on a discussion on Reddit that as of this month, while you still get 2 points for every dollar spent, they are now only worth around .66% per point thus reducing the card from a 2% cashback card to around 1.5% cashback, I sent a secure email to Alliant and they confirmed this was true The Alliant Visa Signature Card offers 2.5% cash back on all purchases. The Visa ® Platinum Card from Alliant CU is a very simple, straightforward credit card. Both the Discover it® Cash Back and Chase Freedom Unlimited® potentially offer better welcome bonuses, along with a longer low-interest APR period for new purchases and bonus point categories. The Alliant Visa® Platinum Rewards Card offers a large credit line along with low introductory APRs for purchases and balance transfers, and a decent signup bonus. Terms Apply), AmEx Platinum Review (100k+10x on Grocery+Gas, Best Ever Offer! The rebate does not apply to cash advances from Alliant Visa credit cards through ATMs nor to the Alliant Savings ATM Card and Visa International Service Assessment (ISA) fees. No annual fee. Alliant Credit Union Visa® Platinum Rewards Credit Card has a … I was referred to Rootkits Credit Specialist to help me in improving my credit score. The Alliant Visa® Platinum Rewards Credit Card combines the low interest rates of a credit union with the gains of a rewards credit card. Alliant Visa Platinum Rewards Credit Card Review (2021.1 Update: Points Devalued!) Cardholders can take advantage of an auto rental collision damage waiver when renting cars, a debt protection program and roadside assistance. Your Points. As its name suggests, the Alliant Visa Platinum Rewards offers cardholders points every time they use it. Alliant offers some of the lowest credit card rates available. Not all ATMs accept deposits. Once the promotional period is over, your APR for purchases and balance transfers will increase to between 13.24 percent and 23.24 percent, based on your creditworthiness. Actually everyone can be eligible. Alliant CU Visa® Platinum Rewards Card – Best Visa. on purchases and balance transfers that you have the card (more on that later). We attempt to keep the information found on this site as accurate as possible, but it is user’s liability to verify the bonus and other credit card information in the issuer's official website during the application process. In this article, we’re going to run through the perks offered with the Alliant Visa … Your Rewards. We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. HT: DoC. Alliant Rewards change in price based on how you use them. The fact that you can earn the equivalent of 2% cash back with no annual fee makes it hard to beat, and the flexible rewards options ensure you’ll never get stuck with points you can’t use. This site is part of affiliate sales networks and receives compensation for sending traffic to partner sites. The Alliant Cashback Visa Signature credit card offers a hassle-free rewards structure. Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access But combined with a $0 annual fee, they’re enough for this card to be the best platinum Visa available. The card has a variable balance transfer APR that ranges from 13.24% up to 23.24%. To qualify, cardholders must pay for their entire rental car fee using the Alliant Visa Platinum Rewards card and decline the rental company’s collision damage waiver. What types of transactions are eligible for ATM fee rebates? The 2X points the card offers are excellent value for money – as is the reasonably easy-to-achieve 5,000 bonus points when signing up. Even at a 5.99 percent interest rate for one year (13.24 percent to 23.24 percent variable APR after), those who plan to make a large purchase or seek to reduce debt from a card with a higher interest rate could benefit greatly, as long as they can pay their balances within the one-year period.
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