PURE’s coverages are customizable to meet your unique needs, and we provide a service experience designed to make your life easier.Industry experts recognize our hard work and unique company.An insightful overview of what it means to be a member.Mon–Fri 7:00 AM – 9:00 PM ET | Sat 8:00 AM – 8:00 PM ET PURE is a member-owned insurer and a part of the PURE Group of Insurance Companies, a specialist group of companies serving the personal insurance needs of financially successful families across the United States. The company was formed in 2006 by … By continuing to use our site, you accept our “The PURE Group’s member-owned model is unique and forges an alignment of interests focused on delivering a sophisticated insurance solution to carefully selected individuals. Partially offsetting these positive factors are the group’s increased reinsurance cessions and significant growth in direct written premiums.PURE has also reported improved operating performance in recent years largely due to net loss ratios that compare favorably with industry averages.

While there has been some weather-driven volatility in results, the core book of business has performed well, primarily due to underwriting discipline and rate actions, A.M. Best said.Thank you!

You won’t find a team of professionals more fiercely dedicated to protecting you, your family and your assets.We are dedicated to making our members smarter, safer and more resilient so they can pursue their passions with greater confidence.We are deeply committed to hiring, developing and rewarding exceptionally talented people. This material is descriptive only. When you become a PURE member, you join a very select group of responsible, financially successful families who own extraordinary homes and other high-value assets. These folks at PURE have some crazy low rates in the Houston area. PURE Insurance is the marketing name used to refer to Privilege Underwriters Reciprocal Exchange (PURE), a Florida domiciled reciprocal insurer, as well as other entities in the PURE Group of Insurance Companies. The members, both domiciled in Fort Lauderdale, Fla., are Privilege Underwriters Reciprocal Exchange and PURE Insurance Co.At the same time, the ratings agency revised the outlook of these ratings to stable from positive. Collectively, the companies that make up the PURE Group benefit the PURE membership by creating excellent financial strength and providing a strong sense of alignment.We deliver more than just the status quo; we come to work every day engaged in simplifying and actively making a difference in the lives of our members. After spending more than a decade at The Chubb Group, Ross founded AIG’s Private Client Group and served as its president for more than six years. This material is descriptive only.

Surplus growth in 2018 was significantly impacted by an accounting change approved by the Florida regulator, which allowed for deferred acquisition costs to be reduced by a portion of unearned attorney-in-fact fees, due to their related party status.Additional financial flexibility is provided through PURE’s parent company and outside sources, as well as from subscriber surplus contributions that are anticipated to continue as new business is generated and retained over several years. Privilege Underwriters Inc., the holding company for the PURE Group of Insurance Companies, including the member-owned Privilege Underwriters Reciprocal Exchange (PURE), said it is recapitalizing with equity investments from funds managed by private equity firm Stone Point Capital, investment firm KKR and the management team.Financial terms of the transaction were not disclosed.The PURE companies provide personal insurance and risk management services to high net worth customers. As part of the transaction, funds managed by Stone Point Capital will maintain a majority stake in Privilege, while KKR will acquire a minority stake, according to the announcement from Privilege.The agreement is subject to regulatory approvals and is expected to close in the third quarter.Skadden, Arps, Slate, Meagher & Flom LLP provided legal counsel to Privilege Underwriters and Simpson Thacher & Barlett LLP provided legal counsel to KKR.Thank you!


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